SoftSwiss and Wirecard: Unraveling a Global Scam Gambling Network

A comprehensive investigation by Bavarian broadcaster BR has unveiled critical connections between Wirecard and Berlin-based SoftSwiss, led by Belarusian-born Ivan Montik. As part of BR’s “Gambling without Rules” series, the report reveals SoftSwiss’ significant role in operating illegal online casinos targeting Germany. These findings, corroborated by Scam-Or Project earlier research and Australian regulator ACMA, expose a sophisticated and concealed gambling network stretching across Malta, Cyprus, Curaçao, and Germany.


Key Findings of the Investigation

  • SoftSwiss’ Role in Illegal Gambling
    Founded by Ivan Montik, SoftSwiss is identified as a major operator of illegal online gambling platforms with Berlin-based ties.
  • Wirecard’s Involvement
    SoftSwiss and its associated entity Direx N.V. (now Dama N.V.) processed over €61 million through Wirecard, which collapsed in 2020.
  • Australian Regulator ACMA’s Confirmation
    ACMA identified Ivan Montik and Maksim Trafimovich as key figures behind Direx N.V., operating numerous illegal platforms.
  • Complex Ownership Structures
    Transfers between N1 Interactive Ltd (Malta) and Dama N.V. (Curaçao) suggest deliberate efforts to conceal ownership and evade taxes.
  • Jan Marsalek’s Role
    Former Wirecard executive Jan Marsalek’s involvement raises suspicions due to his direct requests for financial reports from SoftSwiss.

The SoftSwiss Network

According to BR’s report, Ivan Montik, a Belarusian-born entrepreneur now residing in Berlin, operates SoftSwiss with connections extending globally. The SoftSwiss website highlights operations by Stable Aggregator Limited, formerly N1 Aggregator Limited, licensed by the MGA in Malta.

Structure of the SoftSwiss Network

Entity Jurisdiction Role
Stable Aggregator Ltd Malta Main operating entity
N1 Interactive Ltd Malta Gambling operator fined by Dutch regulators
Dama N.V. Curaçao Operated former Direx N.V.
Befree Ltd Cyprus Ownership ties to Montik and Kashuba
True Infrastructure Ltd North America Supporting operations

The network includes companies in Cyprus, Austria, Lithuania, and the Americas, often managed through nominee arrangements. Law firm Revera, where Helen Mourashko (wife of SoftSwiss executive Pavel Kashuba) is a partner, supports these operations.


Wirecard’s Collapse and Implications

SoftSwiss’ dealings with Wirecard stand out, with insolvency documents showing transactions worth €61 million in 2018. Marsalek, a former Wirecard COO and alleged Russian operative, personally requested financial reports from SoftSwiss in 2020, shortly before fleeing prosecution.

Financial Transactions Overview

Year Entity Amount (€) Notes
2018 SoftSwiss 61 million Processed via Wirecard
2019 N1 Interactive Ltd Unknown Transfers to Dama N.V.

Australian Regulator ACMA Findings

ACMA’s investigation confirmed Ivan Montik and Maksim Trafimovich’s leadership roles in Direx N.V. These findings align with court documents from the British Virgin Islands, linking Montik and Kashuba to Befree Ltd, a Cyprus-based operator of illegal casinos.


Regulatory Challenges

Despite mounting evidence, German regulators like GGL struggle to address illegal gambling operations. Measures such as IP blocking and payment restrictions are frequently bypassed by overseas operators. GGL confirmed that SoftSwiss holds no license in Germany and has not applied for one